The Disney Credit Card

The Disney Credit Card can be used to gain rewards when the card is used for purchases. The design is obviously going to attract a lot of attention - a picture of Mickey Mouse placed on a red and gray background.

Its a Visa card, provided by a partnership between Bank One and Walt Disney Company and the way it works is that you accumulate points on your account when you make any form of purchase - be it gasoline or be it groceries from your local store.

Once you have some points on the card you can then shop at any of the following Disney places: - Disneyland Resort - their own Store - the Cruise Line - the Catalogue - their website (any merchandise can be purchased using your points)

Now, the good things about the Disney Credit Card are the following: - up to 12 months are at zero percent interest for both balance transfers and daily card usage! - save money on purchases with your accumulated Dream Reward Dollars (1 percent on every $100 spent) - no annual fee - after the first zero percent APR (up to 12 months), interest rates are reasonable - currently at between 13.24% and 16.24%, depending on your credit history - no blackout dates or days for Vacations (i.e. you can go on a Vacation at any time of the year of your choosing) - $15 Store gift card after first use - zero percent finance on selected Vacation packages

And the not-so-good things: - in comparison to the average credit card the Disney Credit Card compares very favorably!